When fast flattery turns into a request for money
Key facts
| Big warning sign | A request for money, crypto or gift cards |
|---|---|
| Other signs | Intense feelings early, excuses to avoid video calls |
| England, Wales, NI | Report Fraud: reportfraud.police.uk or 0300 123 2040 |
| Scotland and US | Police Scotland on 101; in the US, ic3.gov and reportfraud.ftc.gov |
Everyone deserves compliments. But some people use flattery as a tool, especially with someone they think might be lonely or unsure. Knowing the signs keeps your heart and your money safe.
Know the signs of love bombing
The US National Domestic Violence Hotline lists signs such as calling you a soulmate within weeks, over-the-top compliments, lavish gifts and overwhelming contact. Genuine interest is steady and lets you set the pace.
Source: National Domestic Violence Hotline, checked 8 November 2026
Verify the person, not just the profile
City of London Police suggest asking questions, taking your time and running a reverse image search on photos. They also advise keeping social media private and talking to a friend if someone asks you to keep things secret.
Source: City of London Police, checked 8 November 2026
Never send money to someone you haven't met
Report Fraud advises never sending money, crypto or gift cards to someone you have not met face to face, and treating stories about investments, emergencies or travel costs as warning signs. If you have paid, call your bank straight away.
Source: Report Fraud, checked 8 November 2026
Questions
Someone I've never met needs money for an emergency. What do I do?
Don't send it, however real it sounds. Stop and talk to a friend, report the profile on the site, and contact your bank if you have already paid.
Is it rude to ask for a video call?
No. A quick video call before meeting is sensible, and someone genuine will understand. Repeated excuses are a warning sign.
Where do I report a romance scam?
In England, Wales and Northern Ireland, use Report Fraud. In Scotland, call Police Scotland on 101. In the US, report to the FBI at ic3.gov and to the FTC at reportfraud.ftc.gov.